Citibank Credit Repair

Here is a quick read about what banks not just Citido at the point of credit card debt charge off: Assign, Sue, or Sell. Said they aren't able to remove it and apologized again.

Search instead for. Some prepping can help you better know why Citibank might pull an earlier offer, and even when to take the most recent approved deal to settle.

I got a call from a citibank rep who says it was taken care of and he would send out a letter, blah, blah. Therefore, a company does have legal discretion and permission to remove any information it chooses from the credit report.

Forum Topics. Strive4Credit I can certainly appreciate the circumstances that impacted your ability to make payment on your account. I think I'll beg some more too to see if she can just get it removed completely. Also, I continue to shop at The Home Depot for all of my home improvement needs. But I will cut and paste this and respond to his email. Citibank credit repair didn't give up. Pay attention to the P. It's a collection I paid right away a billion years ago!

The response came as a form letter. Fingers crossed! She said she would do her best to investigate and see what she could do. But check this out here is the new scoop. When the account charges off citibank will do one of three things:. The reference to pre-litigation at this stage of default with a citi bank credit card or personal loan can mean nothing of consequence, or that your account has been, or soon will was aggressive credit repair think, flagged for placement with an attorney who may be authorized to sue you in their effort to collect.

Can't wait to hear their response!! Just click for source July 15, edited. I'm thinking of calling her back and asking her if she can at least take off the "Paid Charge Off" detail and maybe change it to "Paid in Full" or just "Paid".

Prev 1 2 3 Next Page 1 of read article. Posted July 20, Bad news They said no dice. Your kind reconsideration in this matter is greatly appreciated. If so, will agreeing to a long term balance liquidation plan with Citibank hardship repaymenthelp you manage your other credit card debts?

I got his number so I can follow up with him. As far as the email, no response yet. At least not yet. Take the steps to improve your profile and get what you want vs settling for a card you don't really want. This what I got back from the email: Mr. I previously sent this letter in which the responses characterized the limited authorization of all the representatives I came in contact. I would like to stress that the information currently being reported IS accurate, I am not disputing anything with Citibank.

Posted July 16, I really hope you reconsider. It wasn't personal at all. The quality of service provided by both entities makes their partnership an incredible alliance. If you wanted to get Citi to accept a payment plan instead, even though they pulled the option off the table, you can still get on a payment plan. Very nice lady. He claimed he works under the dude that kept saying "no" and that the dude was on vacation. Sign In Help. First, you mention that even the minimum If they do, can you come up with the roughly Do you have other credit card debts you are struggling with?

What you further outlined about Citibank withdrawing the hardship plan offer and that they are not willing to discuss debt settlement, gives me the impression that your account may well be set for fast track referral to an attorney debt collector.

The detail you provided supports exactly that. Please contact me if there is a need to know which representatives I spoke with.

Credit history is credit history and even if you have no prior cards with Citi, if your profile supports a card, you will get it.

I was approved for Macy's with scores. I love the fact that you were successful with CitiBank, citibank credit repair. I think if you have a good credit profile and history period, you'll be fine to apply for what you apologise, best credit repair app have want, and not have to take the "steps" of lesser cards each of which involve a HP and AAOA ding. Well, well, well, after days of checking my report and still seeing that 30 day late even after I received personal letters stating it would be taken care of Let's hear it for goodwill letters!

I will be checking my report everyday till I see it drop. About days later, she called back to say she did not have good news. I received no reply. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. We recently received your notification of dispute. What does citibank mean by prelitigation and what are my options to settle my credit card with them?

I do recognize that this request is unique and that it may not be Citibank's normal policy. If your goal is settling your citibank credit card, you may end up doing that with a debt collector Citi sends the account to, even an attorney debt collection firm. I wrote them and they have responded but they did not answer my question at all.

There are some key things I like to see people put in play prior to reaching the stage of pre charge off collection that you are in. And while it's true that the Fair Credit Reporting Act requires that any information reported is accurate, please consider that it does not demand that everything regarding the accounts be reported. I am sending this correspondence to humbly ask for your assistance in a matter in which I have exhausted my resources. Turn on suggestions.

And the original "refusal dude" was to embarrassed to call so he got his flunkie to do it. I just got the email addy of the CEO so I'm going to forward the letter to him and remind him that this is not a dispute but a request for goodwill on citibank credit repair part, citibank credit repair. Three weeks later, I forwarded the email again and begged him to please consider my request. Your account is a couple of weeks from charge off. I'm hoping that you will do that in my case for this learn more here. I would really appreciate it!

The next day, I received a phone call from someone in his office! Showing results for. I know there's an argument for "relationship" and "good usage of a Citi card in the past" I just kind of disagree. Recommended Posts. Once again CIC Warriors it's who the letter gets to and not necessarily the quality although that is important.

They can see ALL of your history when you apply, not just history with them. I think what happened was when I sent this new letter out to both the ceo's, complete with that post script somebody got chewed out. If no change or no letter, I will call the "flunkie dude" back and if he get stupid I will be sending another email to the big boys! I received a reply in the mail from Verizon and my request was de-nied! I am simply asking you for a courtesy gesture of goodwill in having the credit bureaus remove this account from my report.

I doctored up the letter a little. Skip Navigation. Unfortunately, we were unable to comply with your request based on the information provided. When I learned that Best Buy was an easier card to get I jumped on it because I want to get my foot in the door with Citibank and like to shop at Best Buy. If you have further information you would like to provide us regarding this dispute, please contact us at So no goodwill from Verizon.

I wantes to know if you mind sharing with me who you sent the letter to at Citibank? Good to see you're a successful begger, lol. Or check my mail for the letter he claim was sent, citibank credit repair. I too am trying to contact them. When someone is trying to re-establish credit after a big bankruptcy or some other credit catastrophe it seems reasonable to be concerned with what credit card might be easiest to get because picking a card with a high probability of approval will limit the number of hard inquiries.

Creditors like Citi bank use the reference to pre-litigation as an effective tool to get you to agree to make a payment. Thank you for contacting Verizon Customer support. I sent my letter, via email to the CEO of Verizon. Having said that, there are a number of accounts that are selected for immediate legal collection action.

Posted July 6, Link to post Share on other sites.

Can't wait to hear their response!! Improve your profile and go for the cards you actually want. Therefore, a company does have legal discretion and permission to remove any information it chooses from the credit report. That macklock credit repair reviews share, instead of getting a card you do not particularly want just to "get in" with Citi, how about going for what you actually want?

If I get a positive response from the last goodwill I sent, I will definitely pass off the info to you, citibank credit repair. I know https://creditrepair.icu/veterans-credit-repair.html an argument for "relationship" and "good usage of a Citi card in the past" I just kind of disagree, citibank credit repair. They usually give high limits also Why concern yourself with which card is "easiest to get" with a lender? And while it's true that the Fair Credit Reporting Act requires that any information reported is accurate, please consider that it does not demand that everything regarding the accounts be reported.

I will be checking my report everyday till I see it drop. Then hope for the best. If the threat of pre-litigation in this instance is a collection ploy, you will know as soon as you are contacted by the company your debt is placed with. Posted July 15, edited. I'd disagree as well.

You can speak with a certified counselor today at ext 1, and also learn more about consolidating monthly payments. I would really appreciate it!

What you further outlined about Citibank withdrawing the hardship plan offer and that they are not willing to discuss debt settlement, gives me the impression that your account may well be set for fast track referral to an attorney debt collector. How were you going to fund a realistic settlement offer were Citi to make one available?

The counseling agency can often get you a lower interest rate and cut monthly credit card payments across all of your credit cards, rather than you struggling to get all or your credit card banks to agree to a plan, or only being able to get temporary hardship payment reductions.

Talking to a credit counselor one on one to get a lower monthly payment estimate is free. He claimed he works under the dude that kept saying "no" and that the dude was on vacation. I would like to stress that the information currently being reported IS accurate, I am not disputing anything with Citibank.

I previously sent this letter in which the responses characterized the limited authorization of all the representatives I came in contact. First, you mention that even the minimum If they do, can you come up with the roughly Do you have other credit card debts you are struggling with? The american airlines card only for purchases from AA or US airways is backed by Citi, and is very easy to get. Credit history is credit history and even if you have no prior cards with Citi, if your profile supports a card, you will get it, citibank credit repair.

Said they aren't able to remove it and apologized again. If you have further information you would like to provide us regarding this dispute, please contact us at So no goodwill from Verizon. Credit counseling companies have decades of history of getting people set up on affordable credit card repayment plans with Citibank. About days later, she called back to say she did not have good news, citibank credit repair. Keep trying! The quality of service provided by both entities makes their partnership an incredible alliance.

Fingers read again Some prepping can help american credit repair academy better know why Citibank might pull an earlier offer, and even when to take the most recent approved deal to settle.

I sent my letter, via email to the CEO of Verizon. They can see ALL of your history when you apply, not just history with them. Prev 1 2 3 Next Page 1 of 3. I'm gonna go do a search for "corporate email addresses". I'm also dealing with Asset Acceptance, ick! Also, I continue to shop at The Home Depot for all of my home improvement needs.

I wrote them and they have responded but they did not answer my question at all. Or continue reading my mail for the letter he claim was sent. It's a collection I paid right away a billion years ago!

Pay attention to the P. I love the fact that you were successful with CitiBank. If Citi has yanked the offer to set you up on the 60 month repayment plan, citibank credit repair, they likely would accept a similar plan if it was submitted to them through a nonprofit consumer credit counseling agency.

Posted July 16, I really hope you reconsider. If so, will agreeing to a long term balance liquidation plan with Citibank hardship repaymenthelp you manage your other credit card debts? In line with that, I never understand the whole "get in with" visit web page and such lender, or at least I find it very overblown.

Strive4Credit I can certainly appreciate the circumstances that impacted your ability to make payment on your account. The next day, I received a phone call from someone in his office! Can you find the name out of the guy you spoke to and write him directly? Well, well, well, after days of checking my report and still seeing that 30 day late even after I received personal letters stating it would be taken care of Let's hear it for goodwill letters!

I am simply asking you for a courtesy gesture of goodwill in having the credit bureaus remove this account from my report. I received a reply in the mail from Verizon and my request was de-nied! This what I got back from the email: Mr. I think what happened was when I sent this new letter out to both the ceo's, complete with that post script somebody got chewed out.

Please contact me if there is a need to know which representatives I spoke with. You reference speaking to Citibank about settling your credit card debt. I received no reply. If they say no. Good to see you're a successful begger, lol. But check this out here is are repair my credit the new scoop.

Thank you for contacting Verizon Customer support. I too am trying to contact them. Three weeks later, I forwarded the email again https://creditrepair.icu/sky-blue-credit-repair-reviews-2018.html begged him to please consider my request.

I wantes to know if you mind sharing with me who you sent the letter to at Citibank? Posted July 6, Link to post Share on other sites. Recommended Posts. Even if for example Zales is easy to get, if you have zero use for it, what's the point? At least not yet. I was initially denied for Macy's, since they were IIB. I do recognize that this request is unique and that it may not be Citibank's normal policy.

I reconned and explained that I was more than 4 years out of BK and I was approved. I just got the email addy of the CEO so I'm going to forward the letter to him and remind him that this is not a dispute but a request for goodwill on their part. If no change or no letter, I will call the "flunkie dude" back and if he get stupid I will be sending another email to the big boys! I'm scared of Asset! Very nice lady.

I got his number so I can follow up with him. I am sending this correspondence to humbly ask for your assistance in a matter in which I have exhausted my resources. I doctored up the letter a visit web page. Explain to him what happened. I'm thinking of calling her back and asking her if she can at least take off the "Paid Citibank credit repair Off" detail and maybe change it to "Paid in Full" or just "Paid".

And the original "refusal dude" was to embarrassed to call so he got his flunkie to do it. If you do not make a payment, or some arrangement with Citibank, the account will charge off and be put into their collection pipeline.

There are some https://creditrepair.icu/credit-repair-usa.html things I like to see people put in play prior to reaching the stage of pre charge off collection that you are in. Once again CIC Warriors it's who the letter gets to and not necessarily the quality although that is important.

I think I'll beg some more too to see if she can just get it removed completely. I didn't give up. And if you are looking to get lower monthly payments out of more than just Citi, talking to a credit counselor will make sense.

Unfortunately, we were unable to comply with your request based on the information provided. She said she would do her best to investigate and see what she could do. I've seen many members around getting approved for Macy's. Take the steps to improve your profile and get what you want vs settling for a card you don't really want.

I got a call from a citibank rep who says it was taken care of and he would send out a letter, blah, citibank credit repair, blah. We recently received your notification of dispute.

Keep trying! If not, you should. You will have options to make a payment plan or settle the account wherever it lands. The quality of service provided by both entities makes their partnership an incredible alliance.

Now, to wait for a response Crfix I got some stuff for you. I was approved for Macy's with scores. Easiest Citibank Store Card to get? If you have further information you would like to provide us regarding this dispute, please contact us at So no goodwill from Verizon. Talking 609 credit repair letters a credit counselor one on one to get a lower monthly payment estimate is free.

My concern is that you do not appear to have the money to do so. Thats what I plan to do with Citibank every month until On the phone with them right now. We recently received your notification of dispute. Did you mean:. I was however hoping you might review the circumstances under which this non-payment occurred and consider removing the negative trade line associated with this account from my credit reports.

I doctored up the letter a little. I'm scared of Asset! Forum Topics. I would like to stress that the information currently being reported is accurate, I am not disputing anything with Verizon.

If you want to settle the Citi debt, you have to identify a source of funds to do so. I became aware of the unpaid balance when I got a phone call from a collector collecting the balance due and I immediately paid. Sign In Help. Explain to him what happened. I faxed it on Thurs, citibank credit repair.

The account is not going to go away after charge off. At least not yet. I sent it to an "Executive Response Unit" ooooooohhhh!

I am sending this correspondence to humbly ask for your assistance in a matter in which I have exhausted my resources. I left my email address on the fax but have had no response.

I will try to find the link too. I think it will be cool. I hope that Verizon is willing to work with me on erasing this mark from my credit reports. Search instead for.

It's deep stuff. Unfortunately, we were unable to comply with your request based on the information provided. Showing results for. While you are on here do a search on how to get corporate email addresses. Thank you for contacting Verizon Customer support. But I sent the same letter to another address today. I provide this not to justify why the account was unpaid, but rather to show that this issue is not a good indicator of my actual credit worthiness.

The funny thing though when I called to ask for the fax number they automatically knew I wanted to fax something regarding credit reporting. But I am on the phone now pouring it on That did'nt work! I got two letters today. Have you looked into your options with bankruptcy? If not do another letter, find out the presidents office address and go at them again.

As soon as you know who that is there are some predictable things that will happen next. And it's fun to do. Fingers crossed! As soon as I became aware of the balance I paid the balance in full. When someone is trying to re-establish credit after a big bankruptcy or some other credit catastrophe it seems reasonable to be concerned with what credit card might be easiest to get because picking a citibank credit repair with a high probability of approval will limit the number of hard inquiries.

Another saying they were unable to remove all the delinquencies. Therefore, a company does have legal discretion and permission to remove any account it chooses from the credit report. If you do not make a payment, or some arrangement with Citibank, citibank credit repair, the account will charge off and be put into their collection pipeline.

When I learned that Best Buy was an easier card to get I jumped on it because I want to get my foot in the door with Citibank and like to shop at Best Buy. During the time period this account was established I was very happy with the service and made every attempt to honor my account agreement to the fullest.

I never got a response from the fax but I got my read receipt in the mail a couple of days ago so I know it's been received. Also, I continue to shop at The Home Depot for all of my home improvement needs. I just got the email addy of the CEO so I'm going to forward the letter repair your credit him and remind him that this is not a dispute but a request for goodwill on their part. I thought I paid my balance in full, I had a 5.

I'm also dealing with Asset Acceptance, ick! Please consider that the Fair Credit Reporting Act does not demand that ALL accounts be reported, only that any account that is reported be reported accurately. If the threat of pre-litigation in this instance is a collection ploy, you will know as soon as you are contacted by the company your citibank credit repair is placed with.

I think repair albuquerque credit you have a good credit profile and history period, you'll be fine to apply for what you actually want, and not have to take the "steps" of lesser cards each of which involve a HP and AAOA ding.

I'm hoping that Verizon will do that in my case for this account. How were you going to fund a realistic settlement offer were Citi to make one available?

I wonder just how many letters they get regarding these things I hope they don't look at my letter and think "here's another CIC letter", lol Good luck! I should have kept better records regarding the account and I take full responsibility.

One from Home Depot credit services requesting more info. If they say no. I got bounced around for about an hour. Turn on suggestions. All forum topics Previous Topic Next Topic. New Member. I'm gonna go do a search for "corporate email addresses". I received a reply in the mail from Verizon and my request was de-nied!

Just yesterday I sent out an email to everybody on my HSBC contact list about my wife's account and I kid you not I got like 5 calls from people ready to handle the issue. I previously sent this letter in which the responses characterized the limited authorization of all the representatives I came in contact. I however made the mistake of overlooking the very last payment when I closed the account.

You reference speaking to Citibank about settling your credit card debt. Credit counseling companies have decades of history of getting people set up on affordable credit card repayment plans with Citibank. Pay attention to the P. Skip Navigation. I am totally confused, citibank credit repair. Then hope for the best. The counseling agency can often get you a lower interest rate and cut monthly credit card payments across all of your credit cards, rather than you struggling to get all or your credit card banks to agree to a plan, or only being able to get temporary hardship payment reductions.

I know that payment was my responsibility and I am not attempting to justify this breach of my user agreement. I haven't received the green card yet either. Can you find the name out of the guy you spoke to and write him directly?

I would have buttered them up some more by talking about how much of a great company Verizon is and no other company would suit your needs, if I was famous I would endorse Verizon, blah blah blah.

Without the resources needed, even if accumulated over time, and a realistic plan to settle collection accounts, the situation can eventually lead to court and being sued for your unpaid Citi credit card. And if you are looking to get lower monthly payments out of more than just Citi, talking to a credit counselor will make sense.

I sent mine to the address posted on my credit report. And when I called they gave me the fax number to the "credit reporting" department but said there was no email. You can speak with a certified counselor today at ext 1, and also learn more about consolidating learn more here payments.

I am simply asking Verizon for a courtesy gesture of goodwill in having the credit bureaus remove this account from my report. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. If I get a positive response from the last goodwill I sent, I will definitely pass off the info to you.

I received a reply in the mail from Verizon and my request was de-nied!

If you have further information you would like to provide us regarding this dispute, please contact us at So no goodwill from Verizon. As soon as you know who that is there are some predictable things that will happen next. Message 23 of Moderator Emeritus, citibank credit repair. I doctored up the letter a little. This what I got back from the email: Mr. We recently received your notification of dispute.

And it's fun to do. I would like to stress that the information currently being reported IS accurate, I am not disputing anything with Citibank. Strive4Credit I can certainly appreciate the circumstances that impacted your ability to make payment on your account. The account is not going to go away after charge off. Explain to him what happened. I sent my letter, via email to the CEO of Verizon. Three weeks later, I forwarded the email again and begged him to please consider my request.

Pay attention to the P. About days later, she called back to say she did not have good news. Just yesterday I sent out an email to everybody on my HSBC contact list about my wife's account and I kid you not I got like 5 calls from people ready to handle the issue.

Re: Easiest Citibank Store Card to get? Keep trying! And if you are looking to get lower monthly payments out of more than just Citi, talking to a credit counselor will make sense. The counseling agency can often get you a lower interest rate and cut monthly credit card payments across all of your credit cards, rather than you struggling to get all or your credit card banks to agree to a plan, or only being able to get temporary hardship payment reductions.

Posted July 6, Link to post Share on other sites. Then hope for the best. I too am trying to contact them. You reference speaking to Citibank about settling your credit card debt. I would really appreciate it! Also, citibank credit repair, I continue to shop at The Home Depot for all of my home improvement needs. I got a call from a citibank rep who says it was taken care of and he would send out a letter, blah, blah.

Well, well, well, after days of checking my report and still seeing that 30 day late even after I received personal letters stating it would be taken care of Let's hear it for goodwill letters! Once again CIC Warriors it's who the letter gets citibank credit repair and not necessarily the quality although that is important. Can't wait to hear their response!!

I'm also dealing with Asset Acceptance, ick! I love the fact that you were successful with CitiBank. It's a collection I paid right away a billion years ago! But check this out here is the new scoop. All forum topics Previous Topic Next Topic.

Message 25 of First, you mention that even the minimum If they do, can you come up with the roughly Do you have other credit card debts you are struggling with? Search instead for. He claimed he works under the dude that kept saying "no" and that the dude was on vacation. The next day, I received a phone call from someone in his office! I got his number so I can follow up with him.

Recommended Posts. I wrote them and they have responded but they did not answer my question at all. Said they aren't able to remove it and apologized again. I think what happened was when I sent this new letter out to both the ceo's, complete with that post citibank credit repair somebody got chewed out. Fingers crossed! If you do not make a payment, or some arrangement with Citibank, the account will charge off and be put into their collection pipeline.

New Member. Posted July 16, I really hope you reconsider. I didn't give up. I previously sent this letter in which the responses characterized the limited authorization of all the representatives I came in contact. You can speak with a certified counselor today at ext 1, and also learn more about consolidating monthly payments. If no change or no letter, I will call the "flunkie dude" back and if he get stupid I will be sending another email to the big boys!

I am sending this correspondence to humbly ask for your assistance in a matter in which I have exhausted my resources.

How were you going to fund a realistic settlement offer were Citi to make one available? Talking to a credit counselor one on one to get a lower monthly payment estimate is free. Credit counseling companies have decades of history of getting people set up on affordable credit card repayment plans with Citibank. I wantes to know if you mind sharing with me who you sent the letter to at Citibank?

If so, will agreeing to a long term balance liquidation plan with Citibank hardship repaymenthelp you manage your other credit card debts? I'm gonna go do a search for "corporate email addresses". Easiest Citibank Store Card to get? I received no reply. Did you mean:.

Please contact me if there is a need to know which representatives I spoke with. She said she would do her best to investigate and see what she could do. The quality of service provided by both entities makes their partnership an incredible alliance. I thought I paid my balance in full, I had a 5.

If you want to settle the Citi debt, you have to identify a source of funds to do so. Thank you for contacting Verizon Customer support. I will be do credit repair programs work my report everyday till I see it drop.

Message 21 of Message 22 of Established Contributor. I'm thinking of calling her back and asking her if she can at least take off the "Paid Charge Off" detail and maybe change it to "Paid in Full" or just "Paid".

I just got the email addy of the CEO so I'm going to forward the letter to him and remind him that this is not a dispute but a request for goodwill on their part. If Citi has yanked the offer to set you up on the 60 month repayment plan, they likely would accept a similar plan if it was submitted to them through a nonprofit consumer credit counseling agency.

And the original "refusal dude" was to embarrassed to call so he got his flunkie to do forbes best companies credit repair. I'm scared of Asset! Very nice lady. If I get a positive response from the last goodwill I sent, I will definitely pass off the info to you. Unfortunately, we were unable to comply with your request based on the information provided. At least not yet. I will try to find the link too.

Good to see you're a successful begger, lol. If they say no. Or check my mail for the letter he claim was sent. Showing results for. Prev 1 2 3 Next Page 1 of 3. Posted July 15, edited.

Message 24 of Frequent Contributor. I think I'll beg some more too to see if she can just get it removed completely.

Can you find the name out of the guy you spoke to and write him directly? If the threat of pre-litigation in this instance is a collection ploy, you will know as soon as you are contacted by the company your debt is placed with.

I previously sent this letter in which the responses characterized the limited authorization of all the representatives I came in contact.

I doctored up the letter a little. If I get a positive response from the last goodwill I sent, I will definitely pass off the info to you. I'm hoping that Verizon will do that in my case for this account. Re: Easiest Citibank Store Card to get? I wonder just how many letters they get regarding these things I hope they don't look at my letter and think "here's another CIC letter", lol Good luck!

Please contact me if there is a need to know which representatives I spoke with. If they say no. Message 27 of Message 28 of Do you have other credit card debts you are struggling with? Or check my mail for the letter he claim was sent. I got his number so I can follow up with him. And the original "refusal dude" was to embarrassed to call so he got his flunkie to do it.

Fingers crossed! I faxed it on Thurs. One from Home Depot credit services requesting more info. But I sent the same letter to another address today. If you have further information you would like to provide us regarding this dispute, please contact us at So no goodwill from Verizon. If Citi has yanked the offer to set you up on the 60 month repayment happens. credit repair companies that work out, they likely would accept a similar plan if it was submitted to them through a nonprofit consumer credit counseling agency.

Now, to wait for a response Crfix I got some stuff for you. If not do another letter, find out the presidents office address and go at them again. I thought I paid my balance in citibank credit repair, I had a 5. I got a call from a citibank rep who says it was taken hunt credit repair of and he would send out a letter, blah, blah.

Another saying they were unable to remove all the delinquencies. I left my email address on the fax but have had no response. The quality of service provided by both entities makes their partnership an incredible alliance. I'm also dealing with Asset Acceptance, ick! And when I called they gave me the fax number to the "credit reporting" department but said there was no email. You reference speaking to Citibank about settling your credit card debt.

If you do not make a payment, or some arrangement with Citibank, the account will charge off and be put into their collection pipeline. I received a reply in the mail from Verizon and my request was de-nied! Therefore, a company does have legal discretion and permission to remove any account it chooses from the credit report.

The funny thing though when I called to ask for the fax number they automatically knew I wanted to fax something regarding credit reporting. I think what happened was when I sent this new letter out to both the ceo's, complete with that post script somebody got chewed out. Thats what I plan to do with Citibank every month until On the phone with them right now. I would have buttered them up some more by talking about how much of a great company Verizon is and no other company would suit your needs, if I was famous I would endorse Verizon, blah blah blah.

Unfortunately, we were unable to comply with your request based on the information provided. New Member. Message 25 of Message 26 of Super Contributor. Citibank credit repair were you going to fund a realistic settlement offer were Citi to make one available?

I got two letters today. Message 24 of Frequent Contributor. Message 23 of Moderator Emeritus. Can you find the name out of the guy you spoke to and write him directly? I got bounced around for about an hour. I sent it to an "Executive Response Unit" ooooooohhhh! But I am on the phone now pouring it on That did'nt work!

Also, I continue to shop at The Home Depot for all of my home improvement needs. All forum topics Previous Topic Next Topic.

I am sending this correspondence to humbly ask for your assistance in a matter in which I have exhausted my resources. I will try to find the link too. If no change or no letter, I will call the "flunkie dude" back and if he get stupid I will be sending another email to the big boys! If so, will agreeing to a long term balance liquidation plan with Citibank hardship repaymenthelp you manage your other credit card debts?

The account is not going to go away after charge off. Keep trying! As soon as you know who that is there are some predictable things that will happen next. At least not yet. Well, well, well, citibank credit repair, after days of checking my report and still seeing that 30 day late even after I received personal letters stating it would be taken care of Pay attention to the P.

Thank you for contacting Verizon Customer support. Message 21 of Message 22 of Established Contributor. Then hope for the best. And if you are looking to get lower monthly payments out of more than just Citi, talking to a credit counselor will make sense.

I sent mine to the address posted on my credit report. He claimed he works under the dude that kept saying "no" and that the dude was on vacation. Please consider that the Fair Credit Reporting Act does not demand that ALL accounts be reported, only that any account that is reported be reported accurately.

Credit counseling companies have decades of history of getting people set up on affordable credit card repayment plans with Citibank. I'm gonna go do a search for "corporate email addresses".

It's deep stuff. We recently received your notification of dispute. If the threat of pre-litigation in this instance is a collection ploy, you will know as soon as you are contacted by the company your debt is placed with.

I just got the email addy of the CEO so I'm going to forward the from credit repair to credit millionaire to him and remind him that this is not a dispute but a request for goodwill on their part. I will be checking my report everyday till I see it drop. But check this out here citibank credit repair the new scoop. I think it will be cool. I never got a response from the fax but I got my read receipt in the mail a couple of days ago so I know it's been received.

I am totally repair sacramento credit. You will have options to make a payment plan or settle the account wherever it lands. Talking to a credit counselor one on one to get a lower monthly payment estimate is free. And it's fun to do. While you are on here do a search on how to get corporate email addresses.

Just yesterday I sent out an email to everybody on my HSBC contact list about my wife's account and I kid you not I got like 5 calls from people ready to handle the issue, "citibank credit repair".

The counseling agency can often get you a lower interest rate and cut monthly credit card payments across all of your credit cards, rather than you struggling to get all or your credit card banks to agree to a plan, or only being able to get temporary hardship payment reductions. I'm scared of Asset! I haven't received the green card yet either. Explain to him what happened. If you want to settle the Citi debt, you have to identify a source of funds to do so.

You can speak with a certified counselor today at ext 1, and also learn more about consolidating monthly payments. My concern is that you do not appear to have the money to do so.

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